Workers Compensation Lawyer Schaumburg, IL
If you are dealing with an injury that occurred at work and are wondering about the workers compensation process, then contacting a workers compensation lawyer in Schaumburg, IL from Therman Law Offices, LTD. will be beneficial for you. Dealing with workers compensation claims is not always one of the easiest things to do for an individual. There are statutes of limitations, key details, and more things that are involved with these cases.
Therman Law Offices, LTD. have years of experience in helping clients with their workers compensation cases and issues. We understand the nuances of the workers compensation process and how these cases can go. Contact us today to learn more about the process and to have us learn more about your case.
With our skills, experience, and knowledge we believe that we are the right lawyers to help you out with your case. We will strategize with you in order to build a strong case going forward and help you to receive the benefits and compensation that you deserve. A Schaumburg, IL workers compensation lawyer from our firm will listen to all of your details and concerns and will be with you at every step of the process. Contact Therman Law Offices, LTD today to set up a consultation and get your case going in the right direction.
Table Of Contents:
- Workers Compensation Denials
- Why You Need Legal Representation for Your Worker’s Compensation Claim
- Four Categories of Workers’ Compensation Benefits
- Signs You Need to Hire a Workers Compensation Lawyer
- Schaumburg Workers Compensation Law Infographic
- Qualities Of A Good Schaumburg Workers Compensation Lawyer
- Hazards in the Warehouse
- Workers’ Compensation Benefits
- 7 Common Injuries Claimed in Workers Compensation Cases
- The Do’s and Don’ts of Filing for Workers Compensation
- Schaumburg Workers Compensation Law FAQs
- Contact Schaumburg Workers Compensation Law Firm
Workers Compensation Denials
Denials happen to many workers compensation claims. This could be due to not submitting the injury within the statute of limitations or maybe key details were left out of your case. A hearing may be needed if you have been declined for workers compensation and believe that you were declined wrongly. Our lawyers can help out with any supporting evidence that is needed for your case and look over all of the details of the circumstances of your injury. A lawyer could be the difference between receiving or not receiving the benefits and compensation that you rightfully deserve for your injury.
Why You Need Legal Representation for Your Worker’s Compensation Claim
Being injured while working is unfortunately a common occurrence. Many people question why they would need an attorney for a “routine” workers compensation claim. When you have experienced an injury on the job, you may think that the best thing to do is simply follow your employer’s instructions and let them handle all the details. However, a good workers compensation lawyer in Schaumburg, IL can make the difference between doing what’s best for your company and doing what’s best for you.
Even the Odds
Employers and insurance companies have professionals working on their side of a worker’s compensation claim. Their experts’ goal is to meet the minimum requirements of the by law and keep the costs to them as low as possible. You, on the other hand, are not an insurance professional or legal expert who knows all the ins and outs of workers compensation claims. Who is looking out for your best interest in this process? You need someone just as knowledgeable working on your side. A workers compensation lawyer in Schaumburg, IL can balance the scale for you, making sure your rights are just as protected as your employer’s.
Be Ready for the Unexpected
Your employer may seem very supportive and concerned about your injury in the beginning. However, what happens if your recovery is lengthier or more expensive than expected? Some people who have experienced an injury on the job sadly find that if their health situation changes, their employer’s attitude does as well. With years of experience in workers compensation, Therman Law Offices, LTD can make sure that your employer continues to respect your rights to protect your health as well as your job.
Navigate the Regulations
As you would expect with any federal regulations, the rules governing worker’s compensation are detailed and complex. You need to be sure that you don’t unknowingly surrender some of your rights. This can be easy to do if you simple go along with whatever you have been told at work. A workers compensation attorney like Therman Law Offices, LTD will know all the twists and turns of workers compensation rules. Your attorney will be able to apply the regulations to the specifics of your case and advise you on what your rights and obligations are.
A highly qualified workers compensation lawyer in Schaumburg, IL will guard your rights and maximize your benefits. That is why it pays not to try and find your own way through the workers compensation maze alone.
Four Categories of Workers’ Compensation Benefits
If you are injured while performing your job, you may qualify for workers’ compensation benefits to help you recover and pay for your expenses. These benefits cover the following four categories.
Workers who experience job-related injuries should seek medical care as quickly as possible. A doctor may recommend a specific treatment plan that an insurance policy’s medical team must approve. Once that happens, workers’ compensation insurance covers the cost of treatment, which may include:
- Physical or occupational therapy
- Prescription medications
- Chiropractic treatment
- Assistive devices
- Travel to and from medical and therapy appointments
If a policy denies the treatment recommendation of an injured workers’ physician, the worker may file an appeal within the policy’s specified period. Once medical treatment is approved, workers’ compensation also covers the worker’s health insurance deductibles and copays.
Work-related injuries can lead to short or long-term disability and may include:
- Broken bones
- Sprains and strains
- Slipped discs
When injuries prevent workers from performing their jobs, workers’ compensation insurance can cover their wages. Workers with temporary disabilities are usually entitled to receive a percentage of their average salary for a specific number of weeks, depending upon the state in which they live.
Workers who experience permanent work restrictions must meet the American Medical Association’s permanent disability criteria and may expect their benefits to last longer. Workers who experience catastrophic injuries that prevent them from ever returning to work frequently receive lost wages benefits for the remainder of their lives.
Vocational Rehabilitation and Training
Workers who experience job-related injuries that lead to a permanent partial disability may not be able to perform their pre-injury jobs or obtain different jobs that match their physical abilities from their current employers. Workers’ compensation insurance can help injured workers develop new skill sets by paying for vocational training and certification to qualify for jobs with different employers.
When an injury results in a worker’s death, workers’ compensation benefits pay for the deceased worker’s medical, funeral and burial expenses. Benefits also pay a percentage of a worker’s salary to a spouse, minor children or dependents.
Some states place a cap on the number of years survivors may receive death benefits, whereas others may apply a lifetime monetary cap.
Signs You Need to Hire a Workers Compensation Lawyer
If you were recently hurt at your job, you’re likely thinking about filing for workers compensation. However, you may wonder if you should handle the claim on your own or hire a lawyer. Whether or not you need legal assistance depends on the complexity of your case. Here are a few signs you would benefit from hiring a workers compensation lawyer in Schaumburg, IL.
- Your employer rejected your claim. It can be quite disheartening to have your workers compensation claim rejected by your employer, and this kind of thing happens more frequently than you might think. However, that doesn’t mean you have to give up. You have the option to file an appeal. A skilled workers compensation lawyer can assist you with the process and improve your chances of getting approved the second time around.
- Your work injury resulted in permanent disability. Sometimes work injuries are so severe that they leave the person partially or completely disabled. If this applies to your situation, you might not be able to perform your job again. In this case, you may be entitled to receive weekly payments. However, these payments can get quite costly for insurance companies, so they won’t give in so easily. That’s why it pays to have an experienced workers compensation lawyer who will stand up for your rights.
- You’ve experienced retaliation. The law prohibits employers from retaliating against their workers for filing workers compensation claims, but that doesn’t stop some employers from trying it anyway. Common types of retaliation include demotion, pay cuts, harassment and termination. If your employer has retaliated against you after you file a workers compensation claim, it’s in your best interest to speak to a lawyer.
- Your settlement offer is too low. Even if your employer accepts your workers compensation claim, your settlement offer might not be enough to cover your medical bills and lost wages. If that’s the case, you shouldn’t accept the offer and consult an experienced lawyer.
- A third-party contributed to your accident. If a third-party is also responsible for your work injury, you may be able to file a lawsuit outside of your workers compensation claim. For example, if you drive as part of your job and another motorist hit your vehicle, you may file a lawsuit against the individual. A lawyer can assist you with this.
Each year there are workers who struggle to get their compensation benefits but a workers compensation lawyer in Schaumburg, IL is there to help you if you get hurt while on the job. A good lawyer will be able to fight for your rights and be able to defend you from every possible position available. If you’ve never had to seek out legal council though, then you might be unsure of what to even look for.
Finding the right lawyer to suit your needs is going to take some work. Not every lawyer is going to be suited for you, and that is okay. You need someone who understands you and where you are coming from. Not only that, but you should be able to get along with your lawyer.
Schaumburg Workers Compensation Law Infographic
Qualities Of A Good Schaumburg Workers Compensation Lawyer
If you are ever in need of a worker’s compensation lawyer then these are the qualities that you should find no matter what.
You want someone who understands what they are doing. The amount of work that a lawyer has is just as important as where they went to school. You are going to want someone who has the experience to handle a case like yours, even if it goes to court. That isn’t to say that a younger lawyer can’t get the job done, as long as they have the experience needed and a mentor who also has the experience behind them to help. Think of it like this: you wouldn’t want your mechanic to do the plumbing in your home, so would you trust a different lawyer to handle your needs?
Experience isn’t everything. Not only does your lawyer need to be licensed in Illinois but they also should know the ins and outs of worker’s compensation laws. You want someone who has dedicated their practice to handling this area of the law. Laws are complicated and if you have a lawyer who isn’t familiar with the ins and outs of this area, then there could easily be a mistake made. The smallest missed step or error could easily end your claim, and you don’t want that.
Yes, knowing the law is good, but you also want to make sure they can win your case. Ask them about their success rate in this area of the law. If they don’t have a great track record then it is best you move on and find someone else.
Communication is key. You want a lawyer that is going to be upfront about how they communicate, but also one that will. Before you decided on a lawyer ask them what you can expect in this area. If you are left with more questions than answers then it is best you find someone else. Never settle for a lawyer who you can’t contact within a reasonable time. Waiting days for an answer is often unacceptable.
Finding the right lawyer for you can take some work, but it is doable. If you have questions about what a worker’s compensation lawyer in Schaumburg, IL can do for you, then reach out to the team at the Therman Law Offices, LTD for answers.
According to national statistics, a worker is injured every seven seconds somewhere in the United States. While the construction industry has the highest number of preventable fatal injuries, fatal warehouse work accidents come in at number three. The rate of warehouse injuries is high, set at approximately 5.1 injured for every 100 full-time warehouse workers. This number is anticipated to climb as more and more companies shift from brick-and-mortar to online “storefronts.” If you have been injured on the job in Illinois, contact a workers compensation lawyer Schaumburg, IL families trust from Therman Law Offices to find out how we can help.
Hazards in the Warehouse
Many warehouses employ hundreds, if not thousands, of workers at a time. They are filled with massive inventory of products, conveyor belts, forklifts, pallet racks, and other equipment. Accidents are unfortunately too common of an occurrence, even when safety precautions are taken. Some of the most common warehouse work injuries each Schaumburg, IL workers compensation lawyer at our firm sees in the cases we handle include the following:
- Explosions and fires
- Falling objects
- Heavy materials
- Lack of proper training for employees
- Lack of safety measures by employers
- Large equipment
- Too many moving workers, equipment, etc.
- Toxic substance exposure
Workers’ Compensation Benefits
Under Illinois law, the majority of employers are required to carry workers’ compensation insurance. It is estimated that just over 90 percent of Illinois employers have workers’ compensation insurance. This means even if the accident that injures the worker is their fault (as long as it was not intentional), they are still entitled to workers’ comp benefits. These benefits will cover all of the employee’s medical expenses for treatment of their injuries, including medications and medical devices.
It also covers a certain percentage of the employee’s wage. Currently, temporary disability benefits are paid at 66 2/3 percent of your average weekly wage. Benefits begin after three days following the injury if the employee is still unable to return to work.
The length of time the employee will be on workers’ compensation depends on the type of disability they have. Your attorney will evaluate your case to determine what type of disability your case falls under. In Illinois, there are four categories:
- Temporary partial disability (TPD)
- Temporary total disability (TTD)
- Permanent partial disability (PPD)
- Permanent total disability (PTD)
7 Common Injuries Claimed in Workers Compensation Cases
It’s easier than you think to get injured at work, even if you don’t work in an overly hazardous environment. There isn’t a restriction on the type of injury a workers compensation lawyer in Schaumburg, IL can file on your behalf, as the damages or losses from the injury are what help determine compensation. The Therman Law Offices, LTD have handled many workers comp cases, though there are several common injuries often claimed under workers compensation.
Deep tears or cuts in the flesh or skin can happen in any environment. However, those who work in machine shops, manufacturing, restaurants or food production are more likely to experience these. Safety gear should always be worn and care should always be taken around knives, blades or other sharp tools or machines.
2. Strains and Sprains
Torn ligaments or stretched or torn muscles can occur from pulling or pushing improperly, falling or improper lifting. The back is one of the more common complaints and can be the most debilitating.
Contusions are bruises or skin marks from broken blood vessels. These can happen when an employee is hit by a falling object or when the employee drops an object. Safe working conditions are an employee’s right, and your workers compensation lawyer in Schaumburg, IL can determine if poor conditions contribute to your claim.
The skin can be burned by a number of elements, and steam, chemicals, heat, radiation, electricity and sunlight are frequently the cause of workplace injuries. Burns can also occur internally if an employee inhales chemical fumes or smoke.
5. Eye Injuries
The eyes are highly sensitive and easily damaged by environmental, chemical or radiological hazards. Mechanical irritants can also damage the eyes, which is why wearing the right personal protective equipment is crucial for avoiding eye injuries.
Trauma or overuse can lead to a break in the bone. For those in manual labor jobs who use heavy equipment, these injuries are more common. It’s possible to fall down the stairs at work and fracture a bone, potentially creating a claim for the Therman Law Offices, LTD to litigate.
7. Continual or Cumulative Trauma
Over time, exposure to certain conditions in the workplace can lead to the damage or degradation of muscles, joints, tendons or another body part. These injuries are often seen in workers who have had long careers in manual labor.
A workers compensation lawyer in Schaumburg, IL can help you get the compensations you need for the injury you have. Taking the proper precautions at work can reduce the risk of injury.
The Do’s and Don’ts of Filing for Workers Compensation
If you get injured in an accident at work, you may be entitled to workers compensation. Many companies will work with you to ensure you are compensated for medical expenses and lost wages associated with your recovery from your injury. However, some businesses balk at covering injuries caused by workplace accidents. You may need to hire a workers compensation lawyer in Schaumburg, IL, to ensure you get the settlement you deserve. Here are the do’s and don’ts of filing for workers compensation.
Do Consent to a Drug Test
If you are going to receive workers compensation, you must prove that the accident that caused her injury was not your fault. One of the ways you can do this is by taking a drug test. Many companies require injured employees to take a drug test to prove that they were not under the influence of illegal substances at the time of the accident. If you refuse the drug test, it may have a negative impact on your lawsuit. The Therman Law Offices, LTD can advise you on why you should consent to drug testing.
Do Visit an Approved Doctor
It’s natural to want to visit your regular doctor when you were injured, but most companies partner with approved clinics for workers compensation. If you want to be compensated for the medical expenses associated with the accident, you have to visit a doctor that is approved by your company. In some cases, you may be able to visit your regular doctor after the initial incident to get a second opinion.
Do Speak With Your Supervisor
It’s important to be honest with your supervisor regarding the accident. If you try to hide an accident, you will not be awarded workers compensation. Make sure you speak with your supervisor and explain all the details that led up to the incident.
Don’t Talk About the Incident With Coworkers
As with any other type of lawsuit, it is never a good idea to discuss details of your case with anyone other than your attorney. The attorneys at the Therman Law Offices, Ltd may advise you to keep details of the accident to yourself. Avoid posing on social media or talking about the accident with your coworkers until your case has been resolved.
If your company is balking at providing you compensation for a workplace accident it may be time to hire a workers compensation lawyer in Schaumburg, IL. A reputable lawyer can help you win the compensation you deserve.
Schaumburg Workers Compensation Law FAQs
Therman Law Offices, LTD is a well-respected law firm in Schaumburg, Illinois, with extensive experience in handling workers’ compensation cases. In this article, we will answer some frequently asked questions about workers’ compensation and how Therman Law Offices, LTD can help you if you have been injured on the job.
What is workers’ compensation, and who is eligible for it?
Workers’ compensation is a form of insurance that provides benefits to employees who are injured or become ill due to their job. In Illinois, most employers are required to provide workers’ compensation insurance to their employees. To be eligible for workers’ compensation benefits, you must have been injured while performing your job duties.
What types of injuries are covered by workers’ compensation?
Workers’ compensation covers a wide range of injuries, including those caused by accidents and those that develop over time due to repetitive motions or exposure to hazardous conditions. Some common workplace injuries include back and neck injuries, shoulder injuries, knee injuries, carpal tunnel syndrome, and hearing loss.
What benefits are available under workers’ compensation?
Workers’ compensation benefits can include:
- Medical expenses related to your injury or illness
- Wage replacement for the time you are unable to work
- Vocational rehabilitation if you are unable to return to your previous job
- Permanent disability benefits if your injury or illness leaves you with a permanent impairment
How do I file a workers’ compensation claim?
If you have been injured on the job, you should report your injury to your employer as soon as possible. Your employer should provide you with a claim form to fill out, which you should complete and return to them. Your employer is then required to notify their workers’ compensation insurance carrier of your claim. It is important to seek legal advice from an experienced workers’ compensation lawyer, as they can help you navigate the claims process and ensure that your rights are protected.
Can my employer retaliate against me for filing a workers’ compensation claim?
No, it is illegal for your employer to retaliate against you for filing a workers’ compensation claim. Retaliation can include firing, demoting, reducing your pay, or taking any other adverse action against you. If you believe you have been retaliated against for filing a workers’ compensation claim, you should speak with an attorney as soon as possible.
Can I choose my own doctor for a workers’ compensation claim?
In Illinois, you have the right to choose your own doctor for medical treatment related to your work injury. However, your employer’s insurance carrier may request that you see a doctor of their choosing for an evaluation.
What if my workers’ compensation claim is denied?
If your workers’ compensation claim is denied, you have the right to appeal the decision. An experienced workers’ compensation lawyer can help you with the appeals process and fight for the benefits you deserve.
How much does it cost to hire a workers’ compensation lawyer?
At Therman Law Offices, LTD, we work on a contingency fee basis, which means that we only get paid if we win your case. Our fees are a percentage of the benefits we recover for you. This means that you do not have to pay anything upfront to hire us, and there are no out-of-pocket expenses for you to worry about.
Why should I hire Therman Law Offices, LTD for my workers’ compensation case?
Therman Law Offices, LTD has a proven track record of successfully handling workers’ compensation cases. Our attorneys have the knowledge, experience, and resources to help you navigate the complex workers’ compensation system and get the benefits you deserve. We will fight tirelessly to protect your rights and ensure that you are treated fairly by your employer and the insurance company.
What are the Statutes of Limitations?
Once you have been injured at work, you will want to make sure that you let your employer know as soon as possible that you have been injured. You will need to provide details of the injury to them as well like when it actually happened and also where it happened. Providing your employer with these details is crucial to receiving any benefits and you will want to make sure that it is submitted to them no more than 45 days after the injury.
For the sake of your case and possible benefits, writing out a letter of your injury details is what is recommended. A verbal conversation to your employer could be disputed, so doing it in writing is what is best. If you need help with the process, then a lawyer from the Therman Law Offices, LTD. can be contacted for assistance as there are some other key details involved in these circumstances as well.
Contact Schaumburg Workers Compensation Law Firm
A job-related injury or illness can have devastating consequences for you and your family. Consult with a workers’ compensation lawyer to ensure you receive the maximum benefits to assist with your physical and financial recovery. A workers compensation lawyer in Schaumburg, Illinois from Therman Law Offices, LTD is ready to take your call. If you have been injured on the job and your employer is giving you a hard time about collecting the benefits you are entitled to or your claim is being denied, contact Therman Law Offices, LTD to schedule a free consultation with a worker’s compensation lawyer Schaumburg, IL and let us help get you the benefits you deserve.