Work-related torn ligament injuries can be extremely painful, adversely affecting a person’s ability to perform daily tasks. Injured workers may need ongoing medical treatment and physical therapy, resulting in time away from work and missed wages. If you have a torn ligament injury due to a workplace condition or an industrial accident, we can help you understand your eligibility for benefits. Our dedicated Wheaton and Schaumburg workers’ compensation lawyers bring over three decades of combined experience to their advocacy on behalf of clients.Seeking Workers’ Compensation Benefits Torn Ligaments
The Illinois Workers’ Compensation Act (IWCA) sets forth laws that govern workers’ compensation claims throughout the state. This system of insurance provides benefits to workers who suffer an injury, illness, or disability during the course and scope of employment. Employers purchase this insurance to assist injured employees by offering medical coverage and lost wages when they suffer illnesses or injuries. In many cases, workers’ compensation benefits cover hospital stays, emergency care, medical visits, surgeries, and rehabilitation costs. Additionally, vocational rehabilitation benefits including job retraining or education may be provided.
In order to receive workers’ compensation, an injured worker must demonstrate that workplace activity directly caused their injury. This means that the worker needs to prove that their condition or injury arose as a result of workplace tasks or an accident that took place during work hours. Exacerbation of a pre-existing injury also entitles workers to benefits under the IWCA.
It is not necessary for an injured employee to prove that anyone was at fault for their harm in order to secure benefits under the IWCA. Certain injuries do fall outside the scope of the the IWCA, including harm resulting from an employee’s intoxication or that occurs while an employee is violating the law. A dedicated job injury attorney can help to make clear the legal aspects of your case.Benefits Available for Employees Suffering a Torn Ligament
A torn ligament is a soft tissue injury. Torn ligaments can be acute sprains, caused by a sudden incident, or chronic tears that occur over a long period of time. Weight bearing activities, including balancing, moving, and bending are common causes of ligament tears. Workers engaged in physical activity such as construction, loading, and tasks requiring excessive repetition may tear a ligament when bending their knee or laterally twisting.
Workplace accidents including motor vehicle collisions, slip and falls, and scaffolding accidents can also lead to torn ligaments. In some situations, workers with a torn ligament endure pain and swelling, while other times they may experience a limited range of motion or internal bleeding. Torn ligaments can impair a worker’s ability to perform daily tasks, including their capacity to carry out their job duties.
Torn ligament injuries may require months of medical care and physical therapy to recover. Some torn ligaments may not completely heal, depending on their location and severity. For example, a worker who has suffered an anterior cruciate ligament (ACL) tear in the knee may be restricted from work because they cannot perform their normal tasks at work.
Workers’ compensation benefits that may be provided to a worker suffering a torn ligament injury range from temporary benefits to permanent total disability benefits. For example, an employee may seek temporary total benefits (TTD), which compensates them the entire time they are unable to return to work. The amount of these TTD benefits will be two-thirds of the employee’s average weekly wage, within the limits set by the state. Depending on the specific nature of the injury and the amount of time you are unable to work, you may be entitled to other disability benefits. For instance, permanent total disability benefits provide assistance to those workers deemed permanently, totally disabled by a medical professional.Workers’ Compensation Lawyers in Schaumburg and Wheaton
Ligament tears can permanently impact your ability to perform work tasks. The severity of the injury may force you to change careers, which can also affect your finances. At Therman Law Offices, our job injury lawyers can help you file a workers’ compensation claim and pursue the benefits and care you deserve in Wheaton or Schaumburg. We also assist clients from areas including Streamwood, Bartlett, Elgin, Bensenville, Hanover Park, Roselle, Bloomingdale, Carol Stream, Lombard, and Villa Park. To learn more about your rights, contact our office at 312-588-1900 or fill out our contact form online.