Permanent Total Disability Benefits

Workers’ Compensation Lawyers Assisting Employees in Schaumburg and Wheaton

When you go to work, you expect to be in a safe environment. In industries that are inherently dangerous, you expect thorough safety measures to be put into place. While some job-related injuries and illnesses prevent an employee from working for a short duration, other injuries and illnesses have a long-term impact on an individual’s ability to work. When this happens, you should pursue permanent total disability benefits. If you were harmed in a job-related accident, you should reach out to a Wheaton or Schaumburg workers’ compensation attorney who can help you file a claim for your injuries. At the Therman Law Offices, we are dedicated to advocating for the rights of workers.

Assert Your Right to Benefits

Workers’ compensation is a type of insurance that pays monetary benefits to workers who become injured, ill, or disabled due to a workplace accident or incident. The insurance policy is paid exclusively by the employer and is free of cost for the employee. Workers’ compensation is the sole remedy for on-the-job injuries, meaning that an employee who is injured at work usually may not sue the employer. Instead, the employee’s only recourse is filing a claim for workers’ compensation benefits.

When you are hurt on the job, you are automatically entitled to workers’ compensation benefits. These benefits are provided irrespective of who was at fault for the accident that led to your injury or illness. The benefits typically include the cost of medical treatment and lost income. Depending on the nature and severity of the injury, the duration of the benefits provided to you may vary.

If you suffered a work injury or illness that limits your working ability or stops you from being able to work, you may be eligible for permanent total disability benefits through the Illinois workers’ compensation system. These benefits are appropriate when an individual faces either:

The permanent and complete loss of use of both hands, both arms, both feet, both legs, both eyes, or any two such parts (i.e., one arm and one leg); or

A complete disability that leaves an employee permanently unable to do any kind of work for which there is a reasonably steady job market.

Under Illinois law, PTD benefits entitle an employee to a weekly benefit of two-thirds of their average weekly wage, subject to certain minimum and maximum limits, for life. The amount will be tax-free. It is important to note that the wages will be a set amount and will not include items like overtime. Depending on the specific circumstances of your case, you may also be eligible for medical benefits for a limited amount of time until the injury or illness has been addressed. In some cases, however, medical benefits may extend beyond the initial injury or illness to cover ongoing costs such as hearing aids or prosthetic devices. Each case is different and will be evaluated on an individual basis.

Permanent total disability benefits may be awarded in two different types of situations. First, PTD benefits may be appropriate based on the statute and a physician’s recommendation. Second, these benefits may be awarded in situations in which a worker has completed rehabilitation and completed a job search, and it is determined that the person is unable to find employment. In Illinois, it may be possible to receive your PTD compensation benefits as a lump sum settlement rather than in weekly payments, although this is not always the best option under a worker’s specific circumstances.

Contact a Job Injury Lawyer in Schaumburg or Wheaton

If you were hurt on the job and have sustained an injury or illness that renders you unable to work, you may be entitled to permanent total disability benefits. At the Therman Law Offices, our skilled Wheaton and Schaumburg attorneys can examine the facts of your case and determine the viability of your claim. We are here to answer your questions and address your concerns. Our job injury lawyers also assist employees in Addison, Elmhurst, West Chicago, Lemont, Westmont, Oakbrook, Terrace, Clarendon Hills, Downers Grove, and Lisle, among other areas. If you wish to discuss your workplace accident in more detail, call us at 312-588-1900 or contact us online for a free appointment.