Pedestrians have no protection against thousands of pounds of metal traveling at high speed. Insurance companies know this, but they still use every tactic in their playbook to minimize what they pay. Victims like you need to have a pedestrian accident lawyer in Naperville to fight on their behalf.
Charlie Therman Injury & Accident Lawyers, P.C. knows those tactics because our founding attorney worked for Allstate on the insurance defense side. We use that insider knowledge to anticipate insurance company strategies and build cases they can’t dismiss.
Our team of personal injury lawyers in Naperville has recovered over $100 million for clients since 2002. When you Choose Charlie, you get a legal team that understands how insurance companies think and how to beat them at their own game.
Insurance Company Tactics After Pedestrian Accidents
Insurance adjusters start working to minimize their company’s liability the moment they learn about a pedestrian accident. Their job is to protect the insurance company’s bottom line by paying you as little as possible.
Insurance company tactics our Naperville pedestrian accident attorneys have seen include:
- Making early lowball settlement offers before you know the full extent of injuries
- Blaming the pedestrian for the accident to reduce their liability
- Delaying claims by requesting endless documentation and taking weeks to respond
- Using recorded statements to find inconsistencies in your account
- Disputing the severity of your injuries or claiming they’re pre-existing
- Pressuring you to settle quickly while medical bills create financial stress
These tactics are designed to save the insurance company money at your expense. We don’t let insurance companies play these games with our clients.
Common Causes of Pedestrian Accidents in Naperville
Pedestrian accidents happen for many reasons, but driver negligence is almost always involved. When drivers fail to watch for pedestrians or follow traffic laws, innocent people suffer serious injuries.
Common causes of pedestrian accidents include:
- Drivers failing to yield to pedestrians in crosswalks
- Distracted driving from texting, phone calls, or other activities
- Speeding in residential areas or school zones
- Drunk or impaired driving that reduces reaction time
- Running red lights or stop signs at intersections
- Making turns without checking for pedestrians
- Backing out of driveways or parking spaces without looking
Drivers have a legal duty to watch for pedestrians and yield the right of way when required. Even if you weren’t in a designated crosswalk, the driver may still be liable if they could have avoided hitting you. We investigate every crash to determine fault and whether the driver violated traffic laws.
How We Use Insurance Industry Knowledge to Build Stronger Cases
Our founding attorney’s experience working for insurance companies gives us a significant advantage. We know how insurance companies train their adjusters, what red flags they look for, and what evidence they consider most damaging. This insider perspective helps us build cases that are harder to dispute.
Insurance companies look for gaps in medical treatment. If you missed appointments or delayed care, they’ll argue your injuries weren’t serious. We help clients understand the importance of consistent treatment and work with medical providers who accept liens for those without insurance.
Recorded statements are another trap. Adjusters will call asking for a statement, but they’re actually looking for inconsistencies or admissions they can use against you. Our founding attorney knows these interview techniques. We advise clients to decline statements and let us handle communication.
What Compensation You May Recover
If you were injured in a pedestrian accident in Naperville caused by a negligent driver, you may be entitled to substantial compensation. The amount depends on injury severity, life impact, and available insurance coverage.
Economic damages include all measurable financial losses, including lost wages and medical expenses. Medical expenses cover:
- Emergency treatment
- Hospital stays
- Surgery
- Rehabilitation
- Medications
- Equipment
- Future treatment needs
Non-economic damages compensate you for pain and suffering, emotional distress, loss of enjoyment of life, and permanent disability. These recognize that injuries affect more than finances—you may not be able to play with your children, pursue hobbies, or live independently.
Why Choose Charlie for Your Pedestrian Accident Case?
At Charlie Therman Injury & Accident Lawyers, P.C., we combine legal skill with genuine compassion for our clients. We understand that your life has been turned upside down by this accident.
You’re dealing with injuries, medical bills, lost income, and uncertainty about the future. We handle the legal battle while you focus on healing. Our 75 years of combined legal experience mean we’ve seen cases like yours and know how to achieve positive outcomes.
We’re a boutique firm that gives personal attention to every client. You’re not just a case number to us. When you call, you’ll talk to someone who knows your case and cares about your situation. We return calls promptly and keep you informed throughout the process.
Get Help from Our Pedestrian Accident Lawyer Team in Naperville Today
Pedestrian accidents cause some of the most serious injuries we see, and you need a legal team that understands both the law and how insurance companies operate. Charlie Therman Injury & Accident Lawyers, P.C. has been helping injured pedestrians in Naperville and throughout the Chicago area get the compensation they need for over 20 years.
Our founding attorney’s insider knowledge of insurance company tactics gives you a real advantage in negotiations and litigation. Don’t talk to insurance adjusters before consulting with a lawyer. Don’t give recorded statements or accept early settlement offers.
Contact our Naperville pedestrian accident attorneys today for a free consultation and let us protect your rights while you focus on recovery. The sooner we can start working on your case, the better chance we have of preserving evidence and building the strongest possible claim.
